Bankruptcy is the most affordable, fastest working, constitutionally backed legal mechanism available for Americans in financial trouble. Biales Delchin uses Chapter 7 and Chapter 13 bankruptcy to offer powerful protections to people that cannot be had in any other way. Some of those protections are as follows:
1.) Protection of Assets: Once a bankruptcy is filed the Court protects many assets from being taken. It also prevents garnishment of wages. In almost all cases we are able to keep a person in their home, keep their cars, and all of their personal belongings to name just a few of the benefits.
2.) Protection from Creditors: Once your bankruptcy is filed, you receive a legal protection called an Automatic Stay. This “stay” prevents creditors and debt collectors from making contact with or trying to collect money from you. The automatic stay will stop foreclosure, lawsuits, wage garnishments, vehicle repossession, utility shut off, license suspensions for uninsured accident damage to another motor vehicle and more.
3.) Discharge of Debt: Upon completion of the bankruptcy your debt is eliminated and does not ever have to be paid back.
4.) Time to catch up on Payment: In many cases bankruptcy filers get a chance to catch up on payments that are overdue on your home, car, or other assets.
5.) Re-build Your Credit: Bankruptcy clears up and resolves your debt, judgments, delinquencies, foreclosure and other bad marks on your credit rating and gives you a “fresh slate” upon which to re-build your credit. It also prevents creditors from coming after you years down the line for debts that are labeled “write offs” or “charge offs” by the bank on your credit report but that, unknown to most, are still collectible.
6.) It Works Fast: We are able to stop creditor harassment, lawsuits, foreclosures, garnishments, repossessions and a whole lot of other problems FAST with bankruptcy. Bankruptcy is not like applying for a bank loan. It moves fast. The protections discussed can be used the same day we file. Some of these protections like stopping harassing phone calls are available immediately upon giving us money down for representation.
Bankruptcy is about having peace of mind and relief now but it is also about financial planning for the future. It is about re-establishing credit, keeping the property you have accumulated throughout life and resolving all of your current debt and bad marks on your record so that you will be in good financial standing in a few years. It is about a fresh start in life. EVERYONE DESERVES A FRESH START.
Even though a bankruptcy is technically public record, the fact that you are filing bankruptcy will only be known by a few people who you probably will never even come in contact with- let alone know. It is not published in the local newspapers. The truth is that no one really cares whether you file bankruptcy anyway. They are too concerned with their own problems. Many of them are in the same shoes as you.
Bankruptcy is an act of love to yourself and your family. You do not need to live in fear of debt collectors, lawsuits, losing your home or any of the other dreaded consequences of financial problems. You do not have deal with the unbearable anxiety of financial stress. We cannot cure your cancer but we can cure your debt problems. We can help you regain your peace of mind.
It is important to remind yourself that financial problems are temporary. They come and they go. Your health is permanent. Do not allow yourself to lose your permanent health over your temporary financial problems. Biales Delchin offers to start bankruptcy protection and stop bill collector harassment for only three hundred dollars down. If you think Bankruptcy might be able to help you, please call us for a free, confidential, no obligation consultation.
Only $300 starts your case and stops the bill collector harassment and starts you on your way to becoming debt free and regaining your peace of mind.
Our bankruptcy attorneys are experienced and fully dedicated to the practice of bankruptcy ONLY. Check out our Attorneys credentials at https://www.bdlawpractice.com.
Only $300 starts your case and stops the harassment. The rest of the fee is put into an affordable payment plan.
We are available to meet after hours and on weekends if that is what the client needs. Our clients convenience comes first. At Biales Delchin we understand that our client is our greatest resource. Our clients will always be treated with the greatest respect and compassion. We have a staff of paralegals and legal assistants devoted to making sure our clients needs are always met and their questions always answered.
We have live operators available 24/7 to make sure that client calls are returned promptly and that an attorney can always be reached in case of an emergency.
Most of all, we understand the fear, anxiety, depression and negative emotions that our clients are feeling and how confusing and disheartening the legal process can be. Our attorneys and staff vow to always be there for our clients, to lend a compassionate ear, to comfort them and to make sure they understand what is happening at all times while we guide them through the legal process.
Biales Delchin serves the following Ohio cities and their surrounding areas: bankruptcy in Mentor, bankruptcy in Painesville, Madison, Perry, bankruptcy in Willoughby, Willoughby Hills, Kirtland, Kirtland Hills, Eastlake, Willowick, Wickliffe, bankruptcy in Euclid, Cleveland, Lyndhurst, Mayfield, Mayfield Heights, bankruptcy in Ashtabula, bankruptcy in Geneva, Geneva on Lake, Conneaut,and bankruptcy in Chardon.
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We love helping people get out of debt and regain their peace of mind, so feel free to call us and schedule a free, no obligation initial office or phone consultation to see what we can do for you.
7215 Center St., Mentor, OH 44060, US
Monday - Friday: 9am - 5pm
Saturday: By appointment